Seminar
Topics |
| MANAGING
YOUR CREDIT REPORT |
- Components
of a Credit Report
- Fair Credit
Reporting Act
- Permissible
Purposes & Purge File Rules
- Myths About
Credit Reporting
- Credit IQ
Exam
|
| HOW
TO READ AND IMPROVE YOUR CREDIT SCORE |
- What is
a Credit Score
- How to Read
a Credit Score
- Where to
Obtain a Credit Score
- How to Improve
Credit Scores and what each improvement means
|
| DEVELOPING
A BUDGET |
- Components
of a Budget
- Record Keeping·
Preparing a Budget
- Group and
Individual Budget Exercises
|
| IDENTITY
THEFT |
- Definition
of Identity Theft & Types of Identity Theft
- What to Do
if You Are a Victim
- Your Rights
Under the Fair Credit Reporting Act
- Importance
of Record Keeping
|
HALF
DAY SEMINAR - FISCAL MANAGEMENT BASICS |
| CREDIT
REPORTING BASICS |
- The Credit
Triangle & History of Credit
- The Credit
Report Impact
- Analyze and
Discuss the Credit Report
- How to Obtain
a Copy of the Credit Report
- How to Manage
the Credit Report
- Credit Laws
& Credit Myths
- Credit Scores
Explained & How to Improve
|
| CREDIT
DECISION MAKING |
- The Cost
of Credit - Examples: Purchasing a Car, Getting Credit Cards and
Various Loans
- Credit Scams
Explained - Examples: Rent to Own, Check Cashing Establishments,
etc.
- Reading the
Fine Print
- Review Identity
Theft - How to prevent and what to do when it happens
|
