Seminar
Topics |
The
one-day seminars include the topics in red.
Two-day seminars include all topics. |
THE
BASICS OF CREDIT REPORTING |
- How to
Read a Credit Report
- How Information
is Compiled in the Credit Report
- Credit
Laws/ Credit Myths
- Tips on
Managing Your Credit Report
|
CREDIT
SCORING BASICS |
- What is
a Credit Score
- How to
Read Your Credit Score
- How to
Obtain Your Credit Score
- How Companies
Use Credit Scores
- Score Ranges
- Most Common
Score Reasons & How to Improve Your Score
|
THE
FINANCIAL PYRAMID |
- Components:
Savings. Insurance and Investing - Explanation of each area
and the Impact on Your Fiscal Life
- How to
Make Great Decisions in each area
|
ESTABLISHING
A FAMILY SPENDING PLAN |
- How to
Develop a Spending Plan
- Components
of a Spending Plan
- How to
be a Wise Consumer in Various Areas of the Spending Plan
- Percentages
to Spend in Each Area of the Plan
|
SAVINGS |
- How to
Find Money from Spending Plan to Save
- How to
Make Great Saving Decisions
- Saving
Tips on Spending Less on many purchases
- Buying
Decisions Lead to Savings and a Great Saving Plan
|
THE
COST OF PAYING INTEREST |
- Examples
of Interest on Credit Cards
- Examples
of Interest on Installment Loans
- Examples
of Interest Paid on Various Purchases
- How to
Make a Wise Decision on all of the above areas
|
PREDATORY
LENDING |
- Definition
of Predatory Lending
- What it
Is and What is Isn’t
- How to avoid becoming
a victim and how to protect family members from becoming victims
- Types of
Loans Prevalent in this area
|
INSURANCE
PLANNING (Part I) |
- The Different
Types of Insurance Coverage
- Decision-making
Process to Follow in Purchasing Insurance
|
INSURANCE
PLANNING (Part II) |
- Property
and Casualty Insurance Coverage
- Long Term
Care Insurance· Annuity Coverage
- For Estate
Planning
|
INVESTMENTS |
- Investment
Basics
- Mutual
Funds, Bonds and Treasury Bills
- 401K, 403B
and 457 Plans
|
INVESTMENTS
CONTINUED |
- How to
Invest at Work
- How to
Invest if You Are Self-employed
- IRA Basics·
Investment Clubs
|
IDENTITY
THEFT |
- Definition
- Types
- Financial
Impact
- How Does
it Happen
- Prevention
- Step-by-step
Procedures to Follow When it Happens
|
