Seminar Topics THE ORIGIN OF CREDIT AND ITS ECONOMIC BENEFITS Types of Credit The Credit Pyramid The C’s of Credit· Credit Laws The Cost of Credit THE CREDIT REPORTING INDUSTRY The Credit Report and Its Impact on different areas of your life How to read and correct your credit report How to improve your credit report CREDIT SCORING The origin of the Credit Scoring System How it assists the Consumer and Credit Grantors How to obtain your score, read it and improve it IDENTITY THEFT Definition What to do if you become a victim Agencies & Companies to Contact How to Prevent Identity Theft BUYING A VEHICLE Budgeting Research Credit & Negotiation